UniFi PRO Mortgage is a highly customizable, enterprise-wide
lending solution. It harnesses the power of PROGRESS
OpenEdge and its platform independence. It is used by large,
highly sophisticated, multi-branch, multi-channel lenders,
and also by smaller credit unions due to its low cost of ownership.
UniFi can be set up in many configurations. Point-of-sale
can be done in person, on the phone, or via the web.
Loan origination users can access UniFi via client/server,
or remotely via Citrix/Terminal server.
We have helped our clients implement solutions for consumer-direct
internet channels utilizing vendors like Mortgagebot, or their
own proprietary web front-end. Whether through
the web, or simply importing a 1003 Application from any point-of-sale
system, we can have UniFi consume them and automatically create
Fulfillment personnel typically access UniFi via client/server.
If you have a multi-branch bank, or have spread your fulfillment
centers throughout the country or world, we have worked with
the Citrix/Terminal server configuration, allowing users to
access UniFi remotely.
Working with UniFi
Our professionals can help you align UniFi with your current
processes by customizing workflows, work queues, screens,
and business rules.
We have extensive experience in this area. UniFi was designed
with built in, time-proven business rules. Its powerful design
allows for considerable customizations, from its workflows
to its screens, to its many areas that allow your bank's unique
rules to be implemented.
UniFi is Well-Connected
Adding a service or process to your business sometimes requires
your system to talk to other systems. We have worked with
many UniFi interfaces including:
- Mortgage Insurance
- Automated Underwriting
- Fraud/Anti-Predatory Verification
- General Ledger
- Loan Delivery
We have implemented or enhanced these interfaces and others,
leveraging UniFi's building and parsing architecture.
Interactive Systems has helped clients with electronic
delivery to multiple Servicers - both in fixed length and
XML formats, using different protocols depending on the Servicer.
Capital Markets - Risk Management, Pooling and Loan Delivery
We are currently in the last phase of implementing an interface between a
correspondent/investor's Loan Origination System and CompassPoint. The
last client for whom we implemented this interface is
enjoying stellar returns. From risk management to pooling
to loan delivery, this interface has proved to enhance control of their
pipeline and warehouse, and reduce interest rate risk prior
to pooling loans
and selling them in the Secondary Market, both direct and
through partners. We have helped our
clients with Ginnie Mae's current loan delivery format, and
now also leverage CompassPoint to deliver to both Fannie Mae
and Freddie Mac in the new MISMO 3.0 XML format.
We have helped our clients upgrade from UniFi Pro 3.2 through 5.2,
and have installed an endless number of patches and fixes.
Any enhancement or challenge you encounter, there's a good
chance our professionals have already successfully implemented
LendingSpace is a Loan Origination System from Lending Processing
Services. This system is only customizable by the vendor, so we
helped our client modify their internal systems to make the best
use of the loan information.
As part of helping our client implement a new line of business, we
integrated this system with CompassPoint, a valuation and risk
management system, to bid, purchase, value and hedge Mortgage Servicing
Rights. We then added to this integration to implement another new
line of business to purchase conforming loans from loan originators
and sell them to Fannie Mae and Freddie Mac.
Empower is a Loan Origination System from Black Knight Financial Services.
LoanSphere Empower was originally written in Delphi. All
customizations were done in a proprietary Delphi-based scripting
language. The application was re-written using .NET technology.
See the .NET Solutions section for more information.
Our document customization services have included mapping
database elements to document forms, and writing many scripts to implement
business rules, including queries and calculations, into document
generation. We have then packaged these documents
into packets for specific loan document delivery.
Modern loan origination systems like Encompass, LoanSphere, Empower, and others
are based on .NET technologies. If your LOS of choice is based on .NET,
we can help you achieve your goals. We have expanded our core technology
Whether you are starting from scratch, enhancing your LOS, or switching to a
.NET-based LOS, we can help you through a smooth implementation or transition.
Contact us. Let us make use of our extensive
mortgage industry experience and technical expertise to work for you.